Sunday, April 05, 2009

Sicko - the sickening state of US healthcare

This is one movie that I will recommend every US citizen and especially every non-US guy who is planning to come to the US to watch - so they know what they are getting into...

It is not so much about how 50 million people in the US do not have health insurance and hence do not get any medical care or treatment.. as it is about how the 250 million people that have health insurance might still end up being bankrupt and in turn, be denied health care - because the privately run insurance companies and hospitals look to maximise their profits.. and hence, they will continue to look for reasons and justifications to deny you the right to medical care and can deny or retract your claim!!

And as it turns out.. I had one such experience of it myself... though, thankfully, not anywhere near the scale as highlighted in the movie..

I got treated for knee pain while I was training to run a marathon and had multiple physiotherapy sessions... And since I am an employee of one of the large corporations, my insurance has to cater to the power (read, numbers) of the corporation and covered all my bills (except for the co-pay, that I had to shell out from my pocket).. Everything was smooth.. or so I thought until one fine day, when I got a bill from the hospital saying I owed them some money. Not much, $135, that my insurance company asked the hospital to refund (it had earlier paid to the hospital). So, the hospital billed me for $135, saying I need to pay for it now.

When I called up, neither the hospital nor the insurance had any clue why suddenly the insurance provider asked the hospital for the refund. After a couple of weeks of investigation, the insurance provider found out and informed me (and the hospital) that the hospital had used a wrong code in billing and that is why this $135 was asked to be refunded and is now outstanding. So, now if the hospital can reissue the bill with the correct code, everything will be fine. To this day, and it has been almost a month now, the hospital still records that I owe them the money.. and I do not know if they care to reissue the bill.. but they sent me a second notice/reminder of due.

But, my episode is so minuscule in scale to what can happen to one if they end up with cancer/heart attack or something.. and the insurance company can deny payment due to some unrelated yet legally arguable reason for not paying up. All they (insurance companies and hospitals) care about is maximizing their own profit and any money they can deny is money saved for them..

One of the folks shown was denied permission/coverage for treatment for cervical cancer.. 'cos, in the words of the insurance company, "you are too young to contract ...cervical cancer"... Or contract rescue workers - firefighters who helped in the rescue efforts during 9/11 were denied insurance (to cover their acute respiratory problems ostensibly suffered from the exposure to all that dust and rubble).. because they were only temporary employees... These are just the tip of the iceberg.. watch Sicko to see the enormity of the healthcare debacle...

That is why for-profit is bad in healthcare..

That is why greed is going to kill another 10,000 uninsured this week... and the following... and the week after....

That is why I will not settle in this country as long as greed prevails...

Did I tell ya I don't gamble with my life.. or anyone else's... ?!

Its no country for old men, dude..

Sicko by Michael Moore is available on the Internet, DVD and TV showtime!

I should add that there has been some positive developments on this issue off-late with the push for single-payer healthcare and legislation to support universal healthcare... But, it is still not a reality.. And what is more shocking is the time it is taking US to implement something that is very crucial to the lives of so many people...

2 comments:

Anonymous said...

Funny! Isn't that how many of us lead our life - selfish to the 'T'. When it is us doing to others, there are easy justifications. Other way around, of course we jump up and call them names.

Hurray - long live these ways of hypocrisy. Makes the world an interesting place - so what if it is bad

Bhaskar Sree said...

Dude! seriously, are you drunk?!?!

It is not so much about selfishness as it is about greed..

It is not so much about hypocrisy as it is about callousness....

Eternal Life!

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